Published by on Nov 30, 2021 | Business
1 5 mins
The Bronx Daily | Bronx.com

When you invest time and effort into applying for a small business loan, and when your company needs outside funding to thrive, you want to receive approval back from the lender. So, you want to submit the strongest application you possibly can to maximize your chances of your company getting the capital it needs.

There are a few key actions to take when applying for small business loans that can make the difference between that approval you want and the rejection you do not.

Here are four tips to keep in mind when you are trying to get approved for a small business loan.

Pick a Business Loan That Fits

All business loans are certainly not created equal. Doing your research to figure out which loan will best suit your specific business needs will go a long way toward getting approved.

There are a few different parameters to consider when it comes to loans:

Type

Different types of loans bring different terms, conditions and benefits. According to NerdWallet, here are some popular types of financing to explore:

  • Term loans: Receive a sum of cash up front and repay it in installments over time.
  • SBA loans: Borrow with the U.S. Small Business Administration as a guarantor.
  • Line of credit: Think of this like a credit card, but for business funds.
  • Invoice factoring/financing: Receive advance payments on your invoices.
Councilmember Ydanis Rodriguez Must Apologize To All American Citizens
The Bronx Daily | Bronx.com

You should know that there was a time when becoming a Citizen of the United States and becoming an American was part of the American Dream.

Immigrants dreamed and looked forward to obtaining that beautiful blue passport that when presented identified…

Silt, Coyotes, And The ORR: The Odyssean Tribulations Of Unaccompanied Minors
The Bronx Daily | Bronx.com

Of all the controversial nuances of U.S. immigration policy, none strike a stronger emotional chord than unaccompanied minors: Central American migrants or refugees under the age of 18 who travel to the southwestern U.S. border without an adult companion. The…

Chad Wold On SCOTUS Reinstating “Remain In Mexico” Policy
The Bronx Daily | Bronx.com

Chad Wolf, Chairman of the Center for Homeland Security and Immigration, offered the following statement: 

“Yesterday, the Supreme Court recognized the catastrophe at the border by reinstating the Migrant Protection Protocols (MPP), a policy supported by law…

POLITICS

NEWS

Democratic Attorneys General Association Endorses New York AG Letitia James For Governor

Today, following New York Attorney General Letitia James announcing her candidacy in New York’s 2022 gubernatorial race, Sean Rankin, Executive Director of the Democratic Attorneys General Association, released the following statement: “Attorney General Letitia James has
The Bronx Daily | Bronx.com

HEALTH

NEWS

Where To Purchase Your CBD Gummies
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Buying any sort of product these days can be quite a challenge, not least because you have so much choice
Democratic Supermajority Called On To Pass The New York Health Act In 2022  
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As CoViD-19 cases are rising and fears grow of another winter outbreak, many New Yorkers are worried about their physical,
$18.8 Million Settlement Of Workplace Violations With Home Health Care Companies
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Mayor Bill de Blasio, New York State Attorney General Letitia James and Department of Consumer and Worker Protection Commissioner Peter

REAL ESTATE

NEWS

NYC School Construction Authority Breaks Ground On New Addition For P.S. 87 In The Bronx
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New York City School Construction Authority (SCA) President and CEO Nina Kubota was joined today by NYC Schools Chancellor Meisha Porter,
Grand Opening Of A $35 Million Supportive Housing Development For Families In The Bronx
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Governor Kathy Hochul today announced the grand opening of The Corden, a $34.5 million housing development for families in the
Legal Aid Condemns Hochul Administration For Prematurely Closing New York’s Rent Relief Portal
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The Legal Aid Society condemned the Hochul Administration for closing New York’s rent relief application process, the Emergency Rental Assistance
Housing Justice For All Echoes NYS Attorney General Letitia James’ Call On Albany To Enact Good Cause Legislation
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Housing Justice For All, a statewide organization comprised of civil legal services organizations, housing advocates and tenants, issued the following
A $91 Million Affordable Housing Development In The Bronx Completed
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Governor Kathy Hochul today announced the completion of Arthur Avenue Apartments, a new $91 million affordable housing development with 177
Sweeping Updates To NYC Construction & Building Regulations
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The New York City Department of Buildings today marked the official passage of major legislation in the City Council to
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The Bronx Daily | Bronx.com
Published by on Nov 25, 2021 | Crime & Punishment

Police Commissioner Dermot Shea announced today that Rodney Harrison, a 30-year-veteran of the New York City Police Department, who is currently the Department’s highest-ranking uniformed officer as the 41st Chief of Department, will be retiring on December 30, 2021.

Chief Harrison’s decision means he will be capping a three-decade-long career in the NYPD that began in June of 1991. Born and raised in the City of New York, he grew up in Rochdale Village in Jamaica, Queens, where, at the urging of his father, he came to view a career in law enforcement as an opportunity to create positive change for residents across New York City. He has dedicated his life to making the city safer and, after being shot at by a violent narcotics dealer while working undercover in the mid-1990’s, was awarded the Departmental Combat Cross for extraordinary heroism.

Harrison is the only Member of the Service who has risen from the rank of Cadet to Chief of Department. In January 2018, he became the Chief of Patrol, managing over 20,000 Members of the Service while implementing the NYPD’s Neighborhood Policing philosophy across all operational commands. In December 2019,…

DWI
On Wednesday, November 24, 2021, at 1207 hours, the following 23-year-old male off-duty New York City employee was arrested and charged within the confines of the 75th
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New York City School Construction Authority (SCA) President and CEO Nina Kubota was joined today by NYC Schools Chancellor Meisha Porter, New York State Assembly Speaker Carl Heastie,
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New Yorkers who are hungry this holiday season can find help at the helpNYC.info Resource Navigator.  The Free Holiday Meals & More listing campaign is in its
| Nov 24, 2021
New Yorkers who are hungry this holiday season can find help at the helpNYC.info Resource Navigator.  The Free Holiday Meals & More listing campaign is in its
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ENVIRONMENT

NEWS

City Parks Foundation Unveils National Curriculum Training For Green Girls
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City Parks Foundation is thrilled to announce the online release of its CityParks Green Girls Empowered by ING National Curriculum
Leaf Peeper Trains Extended One More Weekend On The Hudson Line
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Metro-North Railroad today announced it is extending extra service to view fall foliage in the Hudson Valley one more weekend. Fall
Home Solar Panels And How They Can Change Your Finances
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Taking the plunge with home solar panels can really make you see the light! Although there are upfront costs to

CRIME

& PUNISHMENT

Aneki Chung, 18, Murdered
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On Wednesday, November 17, 2021, at 1705 hours, police responded to a 911 call of an assault (non-fatal shooting) at
Robann Harrington, 15, Missing
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The New York City Police Department is seeking the public’s assistance in locating the following person, who was reported missing
Ingrid Fermin, 57, Missing
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The New York City Police Department is seeking the public’s assistance in locating the following person, who was reported missing
Aaliyah Lambert, 12, Missing
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The New York City Police Department is seeking the public’s assistance in locating the following person, who was reported missing
Raymond Virola, 37, Missing
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The New York City Police Department is seeking the public’s assistance in locating the following person, who was reported missing
Isaiah Vasquez, 24, Arrested For The Murder Of Almalik Lee, 39
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On Friday, November 05, 2021, at approximately 0144 hours, police responded to a 911 call of an aided, unconscious male,

NOTABLE

PERSONS

Street Renaming Petition To Honor Mario D’Agostino
The Bronx Daily | Bronx.com

Mario D’Agostino, who passed away June 14, 2020, was a true leader in his community in the Bronx and left his mark on the neighborhood and everyone, who had the pleasure of knowing him. 

Mario was an honorable man, who changed people’s lives with his beautiful mind, strong work ethic, positive outlook on life and investing in his favorite part of New York City, the Bronx.

Editorial

You should know that a Monmouth National Poll shows that 80% of the U.S. population favor voter ID laws and that 70% favor voting in person. It is important that you know that “The for the People Act 2021” known as the (HR1) legislative bill passed in the House of Representatives. All the Democrats voted in favor of it, except one. You should also know that HR1 would do away with all voter ID law requirements, among other drastic changes to our nation’s voting process.

Too often we hear a lot about how to require voters to present an ID card at their polling site is a form of voter suppression. Therefore, requiring a voter ID is somehow racist, because it is geared toward preventing people of color from voting.

Frankly this argument does not hold water. First, because it implies that people of color do not possess ID cards, and as result cannot exercise their right to vote. Therefore, a law that requires the voter to present an ID is racist. To hear this argument, you would think that people of color are living under a rock.

I have often wondered how this is possible. How are voter ID laws racist? Upon analyzing this issue, I found that their argument is in fact quite racist for the following reasons. First it implies that people of color are either too lazy, or too ignorant to acquire an ID card. That we as people of color lack the ability to get something as simple as an ID card or cannot even follow voter instructions.

Then I asked myself if everyone is required to show and ID card when boarding a plane, or when cashing a check, or when applying for a bank loan, or when driving a car, or when opening a bank account, or when entering a government building, or when registering at a college, or going into a hospital or clinic, or even to enter a restaurant to have a decent meal we are required to show an ID, that proves we have been vaccinated, otherwise…

ART

NEWS

Ushering in the holiday season, Casita Maria, in partnership with
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Suppose it is about that time to begin shopping for
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EDUCATION

NEWS

Demoy Adams, 35, Arrested For The Hit-And-Run Death Of Murielle Gousse, 44
The Bronx Daily | Bronx.com

On Saturday, August 28, 2021, at approximately 2042 hours, police responded to a 911 call of two pedestrians, struck by a vehicle at the intersection of East Fordham Road and Morris Avenue within the confines of the 46th Precinct in the Bronx.

Upon arrival, police observed a 44-year-old female and a 53-year-old female, unconscious and unresponsive, with…

NYC School Construction Authority Breaks Ground On New Addition For P.S. 87 In The Bronx
The Bronx Daily | Bronx.com

New York City School Construction Authority (SCA) President and CEO Nina Kubota was joined today by NYC Schools Chancellor Meisha Porter, New York State Assembly Speaker Carl Heastie, State Senator Jamaal Bailey, Borough President Ruben Diaz, Council Member Kevin Riley, education officials, and community members to celebrate the start of construction of a state-of-the-art, 412-seat addition for P.S. 87 in…

City Parks Foundation Unveils National Curriculum Training For Green Girls
The Bronx Daily | Bronx.com

City Parks Foundation is thrilled to announce the online release of its CityParks Green Girls Empowered by ING National Curriculum on December 17, 2021. The curriculum, launched in Spring 2021 to a pilot group and now for use by educators nationwide, features the award-winning Green Girls STEM curriculum. Adapted from its New York City focus,…

NYPD School Safety Agent, Kayla Cox, 38, Arrested
The Bronx Daily | Bronx.com

On Thursday, November 18, 2021, at 2217 hours, the following 38-year-old female off-duty New York City employee was arrested and charged within the confines of the 45th Precinct in the Bronx.

Arrested:

Kayla Cox
NYPD School Safety Agent

Charges:

  • assault

The investigation remains ongoing.

All charges are merely accusations and all defendants are presumed innocent until and unless proven guilty.

Anyone with information related to this incident is asked to call the NYPD‘s Crime Stoppers hotline at 1800577TIPS (8477) or for Spanish, 188857PISTA (74782). The public can also submit their tips by logging onto the Crime Stopperswebsite or by texting their tips to 274637 (CRIMES) then enter TIP577.

All tips will be kept strictly confidential.

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NYPD

ENTERTAINMENT

REEL

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Published by Jonas Bronck on Dec 1, 2021 8 mins
1 8 mins
The Bronx Daily | Bronx.com

Mayor Bill de Blasio announced today that the City’s Law Department and the Department of Consumer and Worker Protection (DCWP) have filed a lawsuit against L’Officiel USA, the American subsidiary of the French-owned global media company, that operates several print and digital magazines about fashion, beauty, music, film, literature, culture, politics, lifestyle, and wellness. The lawsuit, which was filed in New York County Supreme Court, alleges that L’Officiel has engaged in a pattern of failing to pay freelancers on time or at all, including writers, editors, photographers, videographers, graphic designers and illustrators.

NYC’s Freelance Isn’t Free Act, the first law of its kind in the country, gives freelance workers the legal right to written contracts, timely payment, and freedom from retaliation. While the Law established a Court Navigation Program as one avenue to assist freelancers in getting paid and accessing other resources, it also authorizes the City to file cases against businesses with a systemic pattern and practice of violating the Law.

“Freelancers are a valued part of New York City’s workforce and their work isn’t free,” said Mayor Bill de Blasio. “We will not allow L’Officiel to get away with reaping the benefits of our talented freelancers without paying them for their hard work. To those who break the law: New York City will hold you accountable.”

“People deserve to get paid for the work they do and freelancers are no different,” said Corporation Counsel Georgia M. Pestana. “As detailed in our complaint, L’Officiel published articles, photography, and illustrations by freelancers but either didn’t pay them at all or sometimes paid them months, even years later. Our first of a kind suit seeks to hold L’Officiel responsible for its consistent and blatant disregard of…

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BUSINESS

NEWS

Pay Equity Cabinet To Address Race & Gender-Based Pay Disparities In New York City
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Mayor de Blasio today announced a new Pay Equity Cabinet to address race and gender-based pay disparities…

Wall Street’s 2021 Profits Near Record High Levels
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In an earlier Dismal Optimist several months ago, I suggested that US tech embargoes might provoke a…

100th NYC Taxi Medallion Owner Receives Debt Relief
The Bronx Daily | Bronx.com

Mayor Bill de Blasio today applauded a major milestone in New York City’s Medallion Relief Program (MRP),…

Extension Of Certain Deadlines For Taxpayers, Affected By Post-Tropical Depression Ida
The Bronx Daily | Bronx.com

The New York State Department of Taxation and Finance announced an extension for certain tax filing and…

SPORT NEWS

16 4 mins
The Bronx Daily | Bronx.com

The journey of women in Australian horse racing has not been an easy one. From the mid-70s when women were first allowed to compete in Australian horse racing to the success of Michelle Payne, the first female jockey to win the esteemed Melbourne Cup in 2015, the rise of the female jockey has been a slow and steady progression in the world of Australian horse racing.

Throughout the year, Australia offers a generous collection of horse racing events that take place all around the country from major metro centres including Melbourne, Sydney and Perth, to regional race meets in smaller town centers. In the top end of Australia, the Darwin Cup is a race that symbolizes the finest in fashion and feats of great sportsmanship and the 2021 winner has set foot in the history books by becoming the first-ever female jockey to win the Northern Territory’s biggest horse race.

An inspirational journey

26-year-old Jessie Philpott, the female jockey that took home the prize for this year’s esteemed Darwin Cup is one member of an all-female team that have worked together to take their horse, Highly Decorated to the winner’s podium. Owned by Donna Stephenson and trained by retired rider and renowned trainer Nicole Bruggermann, there were plenty of female hands in this history-making victory.

Both Bruggermann and Philpott expressed their desire to inspire young females in the horse racing industry with their continuing successes. Philpott cites Michelle Payne as…

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LOCAL

OBITUARIES

26
Nov
Catherine Eileen (Dowd) O’Driscoll, born August 18, 1942, passed away Friday November
2 mins 0
11
May
“Dear friends, “It is with deep remorse and heavy hearts that we
7 mins 39