A personal injury claim goes beyond ensuring the victim is compensated for their lost wages, medical expenses, and pain and suffering. These cases are about seeing that justice is served by holding the responsible parties accountable for their negligence. Without personal injury laws in place, there could be a much higher rate of injury accidents since at-fault parties wouldn’t have to face consequences.
Below are ethical reasons why you should file a personal injury claim:
1. A Personal Injury Claim Brings an End to Repeated Negligence
To file a claim successfully, you need to have a severe injury. There should also be a party who is liable for the injury. The liable party should be held responsible for personal injury, and they should focus on ensuring that the issue never occurs again to avoid additional claims. You can click here to learn more about personal injury compensation for medical bills.
These claims do not entail taking money directly from the negligent party. Instead, it is usually the at-fault party’s insurance company that will pay the settlement or court award. A company’s insurer may also cover the damages to avoid having issues while protecting their public image.
2. A Claim Ensures the Victim Receives Proper Medical Care
There is a belief that a personal injury claim aims at soliciting money after an accident. Most of the money issued after a successful claim usually goes to cover the medical expenses of the victim.
Most accident injuries usually lead to high medical bills ranging from surgery, hospital care, medication, continued care, and therapy. The victim is expected to cover each of these bills regardless of their inability to work. The victim may also be unable to get their job back after recovering.
The claim focuses on ensuring the plaintiff can keep their life on track despite experiencing financial issues after their injury. These claims are not filed against a firm for revenge; it’s out of necessity to ensure the victim can cover their healthcare bills and other expenses associated with the accident.
3. The Claim Holds the Insurance Firm Liable
When you file a claim, you are seeking compensation for the injuries you incurred. The victim is not taking money from the responsible party directly to cover the damages. Fortunately, insurance firms can opt for out-of-court settlements rather than go to court, and they often do so.
An insurance firm usually focuses on minimizing the amount of capital they pay to the plaintiff. The insurance companies are for-profit, and they ensure the shareholders have a steady profit annually. As a result, the insurance firm will try to achieve these goals by formulating reasons that will limit your claims by all means.
The majority of people usually take insurance policies requiring them to remit payments regularly if they are injured in an accident. When a person is involved in an accident, they expect the insurance firm to have their back and issue an appropriate settlement. Instead, the insurance firms usually deny the claims.
Personal injury claims ensure that insurance firms that deny or limit a claim are accountable for the services they offer. Make sure to hire an attorney who is experienced in the type of case you have to make sure the insurance firm won’t get away with trying to reduce your claim.
Don’t Hesitate to File a Personal Injury Claim.
You may have suffered an injury since you fell at a workplace or a grocery store, but you failed to file a claim since you didn’t want to hurt the business. The truth is, it is highly unlikely the business will pay for your claim directly. Their insurance premiums may go up, but that will be a further incentive for them to take safety more seriously in the future.
About Kyle Hambright
Kyle Hambright is a passionate writer proudly representing Pintas and Mullins Law Firm. He has focused his legal career on personal injury cases, and throughout his practice, Kyle has helped people from all walks of life. This determination transpires in his writings as well.
His articles translate the complex web of legal jargon into accessible text.
Readers not only gain a firm grasp on theory, but they also learn how to put it into practice.